Privacy Policy has created this Privacy Policy to let you know how and why we collect information from you and what we do with it. This Privacy Policy applies to and all of its sister sites, henceforth referred to collectively as "Website." 

Your privacy is important to us. 


Personally Identifiable Information: Personally Identifiable Information is information that uniquely identifies who you are; it is information that can be used to identify, locate or contact you. may ask you to register and provide Personally Identifiable Information that include your name, e-mail address, physical address, telephone number and IP address.

Non-Personally Identifiable Information:  Non-Personally Identifiable Information is general information about you that does not identify who you are and cannot be used to identify, locate or contact you. collects Non-Personally Identifiable Information such as your age, gender, zip code, level of education, household income, your interests.  We also collect Non-Personally Identifiable Information about your or your loved one’s medical conditions.  We use this information, along with information about the type of health insurance that you have and your budget and timeline, to recommend products and services that could be of interest to you.  

Protected Health Information: "Protected Health Information"  means “individually identifiable health information” that we create or receive as a "business associate" of a "covered entity," as those terms are defined in the privacy and security rules under the Health Insurance Portability and Accountability Act of 1996 ("HIPAA"). will use or disclose PHI only as permitted by those rules and other applicable law.  Protected Health Information together with Personally Identifiable Information is hereafter referred to as “Personal Information”.

If you choose not to register, you can still use most of our Website. Unfortunately, you will not be able to access areas that require registration. Children:  Our services are not directed to children under 13. We do not knowingly collect personally identifiable information from children under 13. If a parent or guardian becomes aware that his or her child has provided us with personally identifiable information without their consent, he or she should contact us.   If we become aware that a child under 13 has provided us with personally identifiable information, we will delete such information from our files.


Some of our Web pages utilize "cookies" and other tracking technologies. A "cookie" is a small text file that may be used, for example, to collect information about website activity. Some cookies and other technologies may serve to recall Personal Information previously indicated by a Web user. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them.

You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser, but please note that if you choose to erase or block your cookies, you will need to re-enter your original user ID and password to gain access to certain parts of the website.

Tracking technologies may record information such as Internet domain and host names; Internet protocol (IP) addresses; browser software and operating system types; clickstream patterns; and dates and times that our site is accessed. Our use of cookies and other tracking technologies allows us to improve our website and your Web experience. We may also analyze information that does not contain Personal Information for trends and statistics.

On our Website, we will display third-party advertisements. While many of these advertisements are displayed by, we allow third-party ad-serving companies or ad networks to display advertisements on our Website. Some of these ad networks may place a persistent cookie in order to recognize your computer each time they send you an online advertisement. Thus, third party ad-serving companies or ad networks may compile information about where you are using your computer, where you saw their advertisements, and which ads are clicked on. This information allows the third party to deliver targeted advertisements that they believe will be of most interest to you. does not have access to the cookies that may be placed by the third-party ad-serving companies or ad networks. We will not share information that will specifically identify you to an ad-serving company or ad.

Third Party Advertisers:  The ads and information appearing on this website are delivered to you by our Third Party advertising partners. We may share your Personal Information and website usage information with our reputable Third Party advertisers for the purpose of targeting their advertisements on our website. 

California Privacy Rights: Pursuant to Section 1798.83 of the California Civil Code, California residents who provide personal information in obtaining products or services for personal, family or household use are entitled to request and obtain from us, once a calendar year, information about the customer information we shared, if any, with Third Parties for their own direct marketing uses. This information includes the categories of customer information and the names and addresses of those businesses with which we shared customer information for the immediately prior calendar year. To obtain this information please send an email or letter to us using our contact information as provided at the end of this Privacy Policy.  

HOW WE USE YOUR INFORMATION collects, integrates, and uses your Personally Identifiable Information together with Non-Personally Identifiable Information to help enhance and personalize your use of our Website and the services that we may offer. This information also allows us to provide you with targeted content, information, and advertising (on our Website, in newsletters, via e-mail, etc.). We also use anonymous and aggregated data to create statistics and reports for various business purposes. We may aggregate Non-Personally Identifiable Information and share it with our advertisers or partners in order to offer you potentially desirable products and services.

Website Usage Information: The website usage information we collect (e.g., cookies, Internet tags, etc.) is used by to monitor the operation, technical functions, and quality of our Website and services. This information is also used to provide general statistics regarding use of our Website. We may also use such information for research or improvements of our Website and the services we offer you.

If you choose to provide us with your Personally Identifiable Information, we may transfer that Information within or to's third-party service providers, across borders, and from your country or jurisdiction to other countries or jurisdictions around the world.  Your consent to this Privacy Policy followed by your submission of such information, or your submission of such information to us represents your agreement to such transfer. strives to comply with all applicable laws around the globe that are designed to protect your privacy. Although legal requirements may vary from country to country, intends to adhere to the principles set forth in this Online PRIVACY POLICY even if, in connection with the above, we transfer your Personal Information from your country to countries that may not require an "adequate" level of protection for your Personal Information. In other words, our goal is to provide protection for your Personal Information no matter where that Personal Information is collected, transferred, or retained.

CONTROL OF YOUR PERSONAL INFORMATION offers you choices for the collection, use, and sharing of Personal Information at the time you decide to register. In addition, you may stop the delivery of future communications from by unsubscribing at any time. For instance, each e-mail you receive contains instructions explaining how to stop receiving such e-mails.

PROTECTION OF INFORMATION -- SECURITY is committed to protecting the security of your Personal Information. We use a variety of up-to date security technologies and procedures to help protect your Personal Information from unauthorized access, use, or disclosure. For example, we store any Personal Information you provide on computer systems with limited access. These systems are located in controlled facilities. When we transmit highly confidential information over the Internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

You should keep in mind that no Internet communication is ever completely secure or error-free.


By using this website, you consent to the terms of our Online Privacy Policy and to's processing of Personal Information for the purposes given. Should the Online Privacy Policy change, we intend to take every reasonable step to ensure that these changes are brought to your attention by posting all changes prominently on our website for a reasonable period of time.


If you have questions or complaints regarding this Privacy Policy, you should first contact us at contact at with any questions or concerns. All customer requests will be formally reviewed by

Chief Privacy Officer

PO Box 3292

Los Altos, CA 94024