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Institutional Medicaid (also known as long-term Medicaid and nursing home Medicaid) is a federally funded program that is administered by each state that pays for room & board in a nursing home on a long-term basis.
Insurance Program Articles
by L. E. Green
author of The Nursing Home Survival Guide
The official Medicare website is www.medicare,gov. It offers information about the Medicare program in a user friendly format – but it isn’t the only place that you should go to obtain information.
by L. E. Green
author of The Nursing Home Survival Guide
Services such as personal care assistance and limited supportive care are available to every home-based Medicaid recipient as long as he presents a medical need, and in some states Medicaid acts as a secondary insurance to Medicare.
by L. E. Green
author of The Nursing Home Survival Guide
Medicare Drug plans are provided by private companies, and seniors have many choices as to which plan they’ll use. Once enrolled, most plans can only be changed annually during open enrollment with the change becoming effective January 1st of the next year.
by L. E. Green
author of The Nursing Home Survival Guide
Medicare Advantage Programs are health plans that are offered by private companies, with the advantage of wrapping Medicare A&B and Part D drug plans into one. They usually cost the senior less out of pocket, but they also place limitations on the care provided.
by L. E. Green
author of The Nursing Home Survival Guide
Traditional Medicare Plans Parts A & B don’t cover every medical bill; like many insurance plans there are annual deductibles and co-payments for most services. To help offset these costs, it is possible to purchase a supplemental policy (also known as a Medigap policy).
by L. E. Green
author of The Nursing Home Survival Guide
Medicare Parts A and B, which are also known as Traditional Medicare is provided to most Social Security recipients at no cost because they or their spouses paid Medicare taxes while they worked.
by L. E. Green
author of The Nursing Home Survival Guide
The Institutional Medicaid program (also known as Nursing Home Medicaid) is confusing; a senior can’t apply for Medicaid until he’s been admitted into a nursing home or other medical facility, yet he generally won’t be admitted into a nursing home until he has a payment source in place.
by L. E. Green
author of The Nursing Home Survival Guide
The Veteran’s Administration pays for different types of care, and there are V.A. Clinics throughout the country that provide basic healthcare for veterans.
